Editable NPS Form CSRF 1 Version-2 PDF


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If you want to open a National Pension System (NPS) account for retirement planning, you are required to submit the NPS Subscriber Registration Form (CSRF 1). This form is mandatory for all NPS account openings across all subscriber categories: government employees, corporate sector workers, self-employed professionals, and individual investors.

The form collects your personal details, investment choices, and nomination information, then routes your application through your bank or Point of Presence (PoP) to generate your unique PRAN (Permanent Retirement Account Number).

What is the NPS Subscriber Registration Form

The NPS Subscriber Registration Form (officially called CSRF 1, Version 2) is the official entry document for opening a pension account under the National Pension System. It replaces the older Form CSRF (Version 1). Unlike mutual fund applications, this form also includes mandatory pension fund selection and investment strategy decisions that directly impact your retirement corpus 25-30 years from now.

NPS Registration Form Fields Breakdown

The official form is divided into 12 sections, each handling a specific category of information. Below is the complete field breakdown drawn directly from the official form structure.

Section 1: Personal Details

FieldWhat to EnterType
Name of ApplicantFirst name, middle name (optional), last name use BLOCK letters only. Salutation (Shri/Smt/Kumari) is separate. No abbreviations.Required
Date of BirthFormat: dd/mm/yyyy only. This date must match your identity proof exactly. Any mismatch causes rejection.Required
GenderTick Male, Female, or Others. This affects thumb impression type if you use thumb instead of signature.Required
Father’s NameFull name without abbreviations. Alternatively, you can request Mother’s name on PRAN by filling Annexure II. This does not affect account opening.Required

Section 2: Identity & Address Details

FieldWhat to EnterType
Proof of IdentityPAN, Aadhaar, Voter ID, Passport, Driving License, or any other government-issued document. Choose one only. Self-attested copy required.Required
Correspondence AddressFlat/Door/Block no., Street, Area, City, District, PIN code, State. This is the address for all NPS communications and documents.Required
Permanent AddressSame as above. If address is same as correspondence address, simply tick the provided checkbox. Do not re-enter.Required
Proof of AddressUse the same identity document, OR latest utility bill (gas/electricity/phone, not older than 3 months), OR ration card, OR lease/sale agreement.Required

Section 3-4: Contact & Personal Profile

FieldWhat to EnterType
Mobile NumberInclude country code (+91). Essential for SMS alerts on account activity and confirmations.Required
Email IDActive email address for all department and fund manager communications regarding your account.Required
SMS AlertsTick Yes or No. Yes is recommended to track contributions, fund movements, and account changes.Optional
OccupationPrivate Sector, Government Sector, Public Sector, Business, Professional, Agriculture, Homemaker, Student, NRI, or Other.Required
Income RangeSelect annual income bracket: Upto 1 lac, 1-5 lac, 5-10 lac, 10-25 lac, 25+ lac. Used for categorization only, not approval basis.Optional

Section 5-7: Bank Details & Photograph

FieldWhat to EnterType
Bank Account TypeSaving A/c or Current A/c. Tick one. This is where contributions and returns will be credited.Required for Tier II
Bank Account NumberComplete account number as per your cancelled cheque or bank passbook. Do not include spaces or dashes.Required for Tier II
Bank Name & IFSC CodeBank name and 11-character IFSC code from your cancelled cheque. Both are mandatory if you are opening Tier II.Required for Tier II
PhotographRecent color passport-sized (3.5 cm x 2.5 cm). Affix with glue, NOT staple. Do not sign across photograph. Face must be clearly visible.Required

Section 8: Nomination Details

FieldWhat to EnterType
Nominee NameUp to 3 nominees. Full name, relationship, and date of birth (if minor). Each nominee share must be in whole numbers, totaling exactly 100%.Required
Nominee SharePercentage of your account balance that goes to each nominee upon your death. Example: 50%, 30%, 20%. Do NOT use decimals.Required
Minor Nominee GuardianIf nominating a minor (under 18), guardian name and relationship must be provided. Guardian takes control of funds until minor turns 18.If applicable

Section 10: Investment Selection (CRITICAL SECTION)

FieldWhat to EnterType
Pension Fund SelectionChoose ONE from 7 available funds: LIC Pension Fund, SBI Pension Funds, UTI Retirement Solutions, ICICI Prudential, Kotak Mahindra, Reliance Capital, or HDFC. Default is SBI if left blank (NOT recommended).Required
Investment OptionTick ONE: Auto Choice (age-based automatic allocation) OR Active Choice (you decide allocation). Do NOT select both.Required
Asset Allocation (Active Choice Only)If you chose Active Choice, specify percentages for: Class E (Equity, max 50%), Class C (Corporate Bonds), Class G (Government Securities). Total MUST equal 100%. If you chose Auto Choice, leave this blank.If Active Choice

Section 11-12: Declarations & Employer Certification

FieldWhat to EnterType
Subscriber DeclarationYou confirm that all information is true, you do not hold another NPS account, and you comply with Prevention of Money Laundering Act 2002. Sign with black ink or use correct thumb impression (LTI for males, RTI for females).Required
Employer/PoP CertificationIf government employee: employer’s DDO office certifies your employment, salary, and group. If corporate: employer confirms registration. If individual (All Citizen Model): Point of Presence (bank) signs off.Required

Essential Documents Required

Identity Proof (Choose One)

Passport, PAN Card, Voter ID, Aadhaar Card, or Driving License. The name on your selected document must match exactly with the name you write on the form.

Apply for PAN Card For Free Online

Address Proof (Choose One)

Use the same document as above, OR the latest gas/electricity/telephone bill (not older than 3 months), OR ration card, OR registered lease/sale agreement of your residence.

Cancelled Cheque

A cancelled cheque from your bank account. It must be pre-printed with your name, account number, and IFS Code clearly visible. Write CANCELLED in black ink on the cheque. If any of these details are missing or handwritten, it will be rejected.

Date of Birth Proof

The date of birth you enter on the form must match your identity document exactly in the same format (dd/mm/yyyy).

Download Birth Certificate Form

Golden Rules for Filling the Form Correctly

Rule 1: Ink and Writing Style

You must fill the form in English and BLOCK letters using only a black ink pen. Many applicants use fountain pens (which can bleed) or blue ink (which banks reject). Keep a black ball-point pen handy. Do not use pencil, red ink, or cursive writing. Banks will reject the form if written in lowercase or cursive.

Rule 2: No Overwriting Allowed

If you make a mistake, do NOT cross it out and write over it. Instead, cancel the entire entry (by drawing a single line through it) and re-write clearly. Any correction must be countersigned (initialed and dated) by you in the margin.

Rule 3: Photograph Affixing Protocol

Affix a recent color photograph (3.5 cm x 2.5 cm). Do not staple or clip it (use glue instead). Do not sign across the photograph. If your face is covered by any marking or signature, the form is rejected immediately.

Rule 4: Thumb Impressions (If Not Signing)

If you prefer a thumb impression over a signature, remember: Left Thumb Impression (LTI) for males, Right Thumb Impression (RTI) for females. Using the wrong thumb is a common error that flags your form for manual review, adding 5-7 days to processing.

Most Common Mistakes Leading to Rejection

Mistake 1: Filling Asset Allocation for Auto Choice

You selected Auto Choice (age-based automatic allocation) but filled the Asset Allocation table below it with percentages for Classes E, C, and G. The form explicitly states that this section should be left blank for Auto Choice. Your application is rejected and you must resubmit.

Mistake 2: Nomination Percentages Not Totaling 100%

You nominated three people with shares 40%, 30%, and 20%. The total is only 90%. The form is rejected because the system requires exactly 100%.

Mistake 3: Using Decimals in Nomination Shares

You wrote 50.5%, 30.2%, 19.3% in the nomination shares. The form only accepts whole numbers (integers). Rejected. Change to 50%, 30%, 20%.

Mistake 4: Leaving Pension Fund Blank

You did not select a pension fund, assuming the system will assign a default. The form will be rejected. You must choose one of 7 funds or accept that SBI Pension Funds will be your default (but this must still be explicitly ticked).

Mistake 5: Date Format Mismatch

Your Aadhaar shows date of birth as “15/05/1992” but you write “May 15, 1992” or “15-05-1992” on the form. Exact format match is required. Use dd/mm/yyyy only.

Mistake 6: Name Spelling Mismatch

Your Aadhaar shows “Rajesh Kumar Singh” but you write “Rajesh K Singh” on the form. Any spelling difference causes rejection. Write exactly as it appears on your identity document.

Mistake 7: Overwriting Without Countersignature

You made a mistake, crossed it out, and re-wrote. But you did not initial and date the correction. The form is rejected because banks cannot verify the authenticity of the correction.

Mistake 8: Signing Across the Photograph

Your signature overlaps the photograph, obscuring your face. Immediate rejection. Your face must be 100% visible. The signature box is at the bottom of the form, not on the photograph.

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ℹ Official Notice: This page provides simplified form details for quick understanding, along with the official file in the download section. Content is sourced from official/public domains and presented for easy access. For full details, refer to the Disclaimer.
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